🏡 Florida Sellers

Florida Net Seller Calculator

Calculate your estimated net proceeds from selling your Florida property

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Property Information

Remaining loan balance to be paid off
Affects doc stamp rate & tax lookup
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Commission & Professional Fees

Typical: 5-6% of sale price

📋 Florida Documentary Stamps

In Florida, sellers pay documentary stamp tax on the deed. Miami-Dade County charges $0.60 per $100, while all other counties charge $0.70 per $100 of the sale price.

📜 Owner's Title Insurance

In most FL counties, the seller customarily pays the owner's title insurance premium. However, in Miami-Dade, Broward, Sarasota, Collier, and Monroe counties, the buyer customarily pays. This calculator auto-adjusts based on your selected county. Title insurance is always negotiable in the contract.

Reissue rate applies when the seller has an existing owner's policy. Most resales qualify for the reissue discount.
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Additional Seller Costs

📅 Auto Property Tax Proration

Enter your annual property tax and expected closing date below. We'll automatically calculate the seller's prorated share. In Florida, taxes run Jan 1 – Dec 31 and are paid in arrears.

Find this on your TRIM notice or tax bill
Taxes prorated through this date
Estimated Tax Proration (Seller Owes)
$0
Outstanding HOA balances
Agreed repairs or buyer credits
If offering to buyer (typically $400-600)
Results = Estimates (Not an Offer) Net proceeds shown are estimates for educational purposes only and are not a guarantee of sale proceeds. Title insurance, doc stamps, and commission rates are based on Florida state rates and customary practices. Actual closing costs may vary by county, title company, and negotiated terms. Mortgage payoff amounts are estimates — contact your servicer for an exact payoff statement. Prorated taxes and HOA are approximations.
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Your Estimated Results

Sale Price
$0
Doc Stamps
$0
Commission
$0
Total Closing Costs
$0

Estimated Net Proceeds

$0

Complete Breakdown

🔎 How This Calculator Works & Key Assumptions

This calculator provides estimates for educational purposes only. It is not a listing agreement, appraisal, or guarantee of net proceeds.

This tool helps sellers understand what they'll walk away with at closing. For an exact net sheet, work with your listing agent and title company.

Todd Hanley, RICP®, CMA™ | Senior Loan Officer & Real Estate Agent | NMLS #1013665 | Todd Hanley Mortgage Team powered by United Direct Lending | NMLS #1013665 | 5550 Glades Rd, Suite 500, Boca Raton, FL 33431 | Licensed in FL, TX, NJ | Equal Housing Opportunity | Not a commitment to lend. Not all will qualify.

Todd Hanley

The Sale Price Is Never What You Walk Away With

Between agent commissions, title insurance, doc stamps, prorated taxes, and your mortgage payoff, the gap between sale price and net proceeds can be tens of thousands of dollars. I help sellers and their agents model the real numbers before the listing goes live — so there are no surprises at closing.

— Todd Hanley, Senior Loan Officer | RICP, CMA

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Duration30 minutes
WithTodd Hanley, RICP®